Cottage Grove Homes under $400,000

Welcome to Cottage Grove, Minnesota—a vibrant community nestled in Washington County, just a stone’s throw away from the bustling Twin Cities. Known for its picturesque landscapes, family-friendly atmosphere, and rich recreational opportunities, Cottage Grove is an ideal place to call home. With its charming neighborhoods, excellent schools, and a strong sense of community, it’s no wonder that families and individuals alike are drawn to this delightful city.

Cottage Grove boasts a variety of parks, trails, and outdoor activities that cater to all ages. Whether you’re enjoying a sunny afternoon at one of the many local parks, biking along the scenic trails, or participating in community events, there’s always something happening in this vibrant city. Plus, with convenient access to major highways, residents can easily commute to Minneapolis or St. Paul for work or leisure.

For those seeking affordable housing options, Cottage Grove offers an impressive selection of homes priced under $400,000. From cozy single-family residences to modern townhomes, there’s a perfect fit for every lifestyle and budget. Many of these homes feature spacious layouts, updated amenities, and beautiful yards, making them ideal for first-time buyers or families looking to settle down.

With its combination of small-town charm and modern conveniences, Cottage Grove is not just a place to live; it’s a place to thrive. Explore the opportunities that await you in this wonderful community, where your dream home is just a heartbeat away!

Newest Cottage Grove Homes under $400,000

$379,990

3 Beds ⋅ 3 Baths ⋅ 7153014 MLS

School District #833, including East Ridge High School. Experience the Ashton in Lochridge by Pulte Homes—where low-maintenance living meets an unbeatable Cottage Grove location. This bright, open home features a spacious gathering room with oversized windows and a designer kitchen showcasing white cabinets and quartz countertops. Set on a private slab homesite with no rear neighbors, enjoy peaceful views and added privacy. Lochridge offers a rare opportunity to build new in and area with convenient access to major freeways, shopping, dining, and outdoor recreation.

6262 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

$330,000

3 Beds ⋅ 2 Baths ⋅ 7153389 MLS

This well-maintained 3-bedroom, 2-bathroom home has been cared for by just two owners. Updates completed in 2014 include the siding, roof, and interior cabinetry. The home also features Marvin windows and a fully fenced backyard, providing a private outdoor space to enjoy. A Haralson apple tree adds a unique touch to the backyard. Conveniently located in Cottage Grove near parks, shopping, dining, schools, and major roadways.

8831 Greenway Avenue S, Cottage Grove

Listing courtesy of Coldwell Banker Realty.

$374,900

3 Beds ⋅ 3 Baths ⋅ 7154670 MLS

Welcome to 6432 Genevieve Trail S! This modern 3-bedroom, 3-bath townhome offers 1,894 sq. ft. of comfortable living space with an open-concept floor plan, granite countertops, stainless steel appliances, fireplace, and an attached 2-car garage. Upstairs you’ll find a spacious primary suite with a walk-in closet, convenient upper-level laundry, and additional bedrooms. Enjoy low-maintenance living, a private deck with open views, and nearby walking trails and dog park. Offered at $374,900. Stop by the open house Saturday, October 3rd from 11:00 AM–1:00 PM!

6432 Genevieve Trail S, Cottage Grove

Listing courtesy of Home Sellers.

$344,990

3 Beds ⋅ 3 Baths ⋅ 7153649 MLS

Ask how you can receive a 4.25% 5/1 GOV Arm, or a 5.25% 7/6 CONV Arm PLUS up to $5,000 in closing costs on this home. Come see why Hinton Woods is such a desirable place to call home! This beautiful home features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with white cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6625 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$344,990

3 Beds ⋅ 3 Baths ⋅ 7153640 MLS

Ask how you can receive a 4.25% 5/1 GOV Arm, or a 5.25% 7/6 CONV Arm PLUS up to $5,000 in closing costs on this home.! Come see why Hinton Woods is such a desirable place to call home! This beautiful home features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with white cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6621 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$344,990

3 Beds ⋅ 3 Baths ⋅ 7153633 MLS

6615 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$359,990

3 Beds ⋅ 3 Baths ⋅ 7153606 MLS

Ask how you can receive a 4.25% 5/1 GOV Arm, or a 5.25% 7/6 CONV Arm PLUS up to $5,000 in closing costs on this home. Come see why Hinton Woods is such a desirable place to call home! This beautiful END-UNIT home features 3 bedrooms, 2 bathrooms & laundry upstairs including a primary suite with walk-in closet. The finished lower-level flex room is perfect for guests, home office, or fitness room, just to name a few options! Be prepared to love your kitchen - this home has a designer inspired interior package with gray cabinets, expansive quartz island for 4-person seating, pantry, vented microwave hood and gas range! The open main floor has a 1/2 bath and is a perfect space to entertain or just kick back and relax! All homes come with a HUGE deck, industry best Smart Home technology package, and high efficiency mechanicals. Your littles can walk to Cottage Grove Elementary School via the neighborhood path and high schoolers will attend East Ridge High in Woodbury! Walk from your new home to the popular Junction 70 Grill, and enjoy shopping, entertainment, parks and more restaurants within minutes! HOA covers trash/recycling, exterior maintenance, lawn care, snow removal, insurance, and irrigation.

6613 Hinterland Trail S, Cottage Grove

Listing courtesy of D.R. Horton, Inc..

$374,990

4 Beds ⋅ 3 Baths ⋅ 7152972 MLS

Welcome to the thoughtfully designed four-bedroom Hadley plan in Pulte’s Lochridge community, featuring professionally curated designer finishes for a modern and cohesive look. The open-concept main level is ideal for everyday living and entertaining, with stylish finishes throughout that create a warm, inviting space. Upstairs, you’ll find four well-proportioned bedrooms offering flexibility for family, guests, or a home office, along with a layout designed for convenience and functionality. This home is currently under construction, providing an opportunity to secure new construction in a growing Cottage Grove community. Enjoy a prime location with easy access to major freeways for commuting. Lochridge is the only community currently offering new construction in the highly sought-after District 833/Eastridge area, with select homesites featuring scenic pond view

6277 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

$387,990

3 Beds ⋅ 3 Baths ⋅ 7152977 MLS

Welcome to the beautifully designed Duncan townhome, offering modern comfort, stylish finishes, and low-maintenance living. This thoughtfully crafted home features an open-concept main level with luxury vinyl plank flooring throughout the gathering room, creating a warm and inviting space ideal for both everyday living and entertaining. The spacious kitchen is a standout, showcasing a premium design package, sleek stainless steel gas range, and upgraded lighting, all curated to deliver both function and style. The spacious gathering area is enhanced by an elegant electric fireplace, perfect for cozy evenings at home. Upstairs, you’ll find well-appointed living spaces and smart design elements throughout. Additional highlights include a whole-home electrical package and energy-efficient features such as a humidifier for year-round comfort. The exterior offers strong curb appeal with an upgraded elevation and enhanced entry features, making a lasting first impression.

6275 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

$369,990

3 Beds ⋅ 3 Baths ⋅ 7152985 MLS

! Experience the Ashton in Lochridge by Pulte Homes—where low-maintenance living meets an unbeatable Cottage Grove location. This bright, open home features a spacious gathering room with oversized windows and a designer kitchen showcasing white cabinets and quartz countertops. Set on a private slab homesite with no rear neighbors, enjoy peaceful views and added privacy. Lochridge offers a rare opportunity to build new in the highly sought-after District 833/Eastridge area, with convenient access to major freeways, shopping, dining, and outdoor recreation.

6279 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

$379,990

4 Beds ⋅ 3 Baths ⋅ 7153151 MLS

5.99% fixed interest rate with a 2/1 Buy Down available on this home (Year 1- 3.99%, Year 2- 4.99% Year 3-30- 5.99%). Restrictions apply. Ask Sales Consultant for details. Welcome to the Hadley plan in Pulte’s Lochridge community, featuring professionally curated designer finishes for a modern and cohesive look. The open-concept main level is ideal for everyday living and entertaining, with stylish finishes throughout that create a warm, inviting space. Upstairs, you’ll find four well-proportioned bedrooms offering flexibility for family, guests, or a home office, along with a layout designed for functionality. This home is currently under construction, providing an opportunity to secure new construction in a growing Cottage Grove community. Enjoy a prime location with easy access to major freeways for commuting. Lochridge is the only community currently offering new construction in the highly sought-after District 833/Eastridge area, with select homesites featuring scenic pond views.

6285 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

$387,990

3 Beds ⋅ 3 Baths ⋅ 7153185 MLS

Welcome to the beautifully designed Duncan end unit townhome, offering modern comfort, stylish finishes, and low-maintenance living. This thoughtfully crafted home features an open-concept main level with luxury vinyl plank flooring throughout the gathering room, creating a warm and inviting space ideal for both everyday living and entertaining. The spacious kitchen is a standout, showcasing a premium design package, sleek stainless steel gas range, and upgraded lighting, all curated to deliver both function and style. The spacious gathering area is enhanced by an elegant electric fireplace, perfect for cozy evenings at home. Upstairs, you’ll find well-appointed living spaces and smart design elements throughout. Additional highlights include a whole-home electrical package and energy-efficient features such as a humidifier for year-round comfort. The exterior offers strong curb appeal with an upgraded elevation and enhanced entry features, making a lasting first impression.

6283 Ivywood Avenue S, Cottage Grove

Listing courtesy of Pulte Homes Of Minnesota, LLC.

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